Privacy Policy

What information is collected?

Generally, we gather two types of information. The first type of information is the personally
identifiable information (“Personal Information”) that you expressly provide when you enroll in
This Website. This information includes your name, mailing address, e-mail address or some
other unique personal identifier that we can use to confirm sales and billing information (e.g.
city of birth or mother’s maiden name). Occasionally, we may request other information from
you that may be used by our Customer Services department to confirm enrollment, update
your account or confirm your order. From time to time, we may offer you optional surveys
that may ask you for your opinions or demographic data so that we can improve our program
and offerings. We receive permission to post testimonials that include personally identifiable
information on This Website prior to posting. If you would like to remove any testimonial,
please contact us.

If you use our blog on this Web site, you should be aware that any personally identifiable
information you submit there can be read, collected, or used by other users of the blog, and
could be used to send you unsolicited messages. We are not responsible for the personally
identifiable information you choose to submit in this forum.
The second type of information is technical and statistical information that is collected
automatically whenever you visit our Web site through the use of tracking technologies such
as Cookies and Pixel Tags (see below). This type of information collected may include things
such as your IP address, operating system, type of browser and Web site activity. We
collect this data to help us improve the quality of our Web site and make your visits to the
site easy, convenient and meaningful.
We do not link aggregate user data with personally identifiable information.

How do you use the information collected?

We use the Personal Information you provide to service your account. For example, we
request your mailing address so we know where to send the merchandise certificates, gift
cards and other benefits that you may purchase, and any other information you may request.
We also may send you additional information such as updates about our program and special
offers. We use your credit card information to bill you for the account access fee and any
benefits you may purchase. We use your e-mail address to notify you of program updates,
special offers and promotions. If you prefer not to receive e-mail notifications from us, simply
click the ‘unsubscribe’ link included in every email or visit our Contact Us page and e-mail us
your request. Be sure to include your name and customer ID number as well as the e-mail
address to remove from our list.

The Personal Information that is collected will never be shared with any other group.
The technical and statistical information that is automatically collected from your computer
whenever you visit This Website is used to help us improve the site and the member
experience. From time to time we may disclose general statistical information about our Web
site and its visitors such as the number of visitors, the number and type of products
purchased, etc.

Do you share Personal Information with third parties?

This Website will never rent, sell or share Personal Information with third parties, except
where necessary to perform functions on our behalf. For example, This Website uses a third
party to verify and process your credit card information in order to charge you for requested
benefits or services. All third parties are contractually obligated to use your Personal
Information only for the purpose for which it is given.
You agree that when searching for unclaimed money using our website you are entering into
a business relationship between you and This Website and that you acknowledge that your
information may be used in furtherance of that business relationship.
We may also disclose your Personal Information when required by law or in the good faith
belief that such action is necessary in order to conform to the edicts of the law or comply
with legal process.

How do I change/modify my information?

You can change, modify or update your member information by sending us an e-mail from our
Contact Us page.

What are Cookies and how do you use them?

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.
We use cookies on this site. We do not link the information we store in cookies to any
personally identifiable information you submit while on our site. Some of our business partners
(e.g., advertisers) use cookies on our site. We have no access to or control over these
cookies. This Privacy and Security Policy covers the use of cookies by this site only and does
not cover the use of cookies by any advertisers.

We use persistent cookies. A persistent cookie remains on your hard drive for an extended
period of time. We use persistent cookies on the login page to store your User ID and for
re-direction of members to their plan’s enabled Web sites. You can remove persistent cookies
by following directions provided in your Internet browser’s “help” file.

We also make use of third-party cookies. Third-party cookies are set with a different domain
than the one shown in your browser address bar. We use third-party cookies for advertising,
ad retargeting, and other marketing and content serving purposes. Here are two examples of
third-party cookie usage: 1) Third-party vendors, including Google for example, show ads on
the internet; 2) Third-party vendors, including Google for instance, can use third-party
cookies to serve ads based on your prior internet activity, including web sites you have
visited and display and paid search ads you may have interacted with.

You may opt out of Google and other third-party cookies by visiting the Network Advertising
Initiative Opt Out Page at: http://www.networkadvertising.org/managing/opt_out.asp.
Most Internet browsers will allow you to erase or block cookies. Instructions for disabling
cookies may differ from one browser version to another. Please refer to the Help section of
your browser for instructions to assist you in these processes: preventing your browser from
accepting new cookies, how to have the browser notify you when you receive a new cookie,
or how to disable cookies altogether. However, cookies allow you to take full advantage of
some of our sites features, so we recommend that you leave them turned on.
If you reject cookies, you may still use our site, but your ability to use some areas of our
site, will be limited. We do not use cookies for the shopping cart.

What are pixels and how do you use them?

“Pixels” or “pixel tags” are tiny graphic images placed on certain pages of our Web site but
not on your computer. When you access these pages, pixel tags generate a generic notice of
that visit; at no time is your Personal Information collected by the pixel tag. Pixel tags allow
us to measure and improve our understanding of visitor traffic and behavior on our Web site.
We may also utilize pixel tags provided by our affiliates and/or marketing partners for the
same purposes.

How can I disable my pixel tags?

You can disable pixel tags by changing your browser settings to omit images. Alternatively,
there are some commercial software packages available that can omit pixel tags.
How can I opt-out / unsubscribe from receiving more marketing emails?
If you would like to unsubscribe from any more emails from us, simply simply click the
unsubscribe link included in all of our emails, and we will automatically unsubscribe you from
our future email marketing campaigns.

How do you secure member information?

We work to protect the security of your information during transmission by using Secure
Socket Layer (SSL). When you place an order online, the SSL scrambles or encrypts your
information before it is sent to us over the Internet. This protects your credit card
information from being read while it is transferred through cyberspace. When we receive your
order, the information is kept encrypted until we are ready to process your request. SSL is
supported by Netscape 2.0+, Microsoft IE 3.0+ and most frame-enabled browsers. You will
see a small key or padlock in the bottom right corner of your browser if you are using
Netscape or Microsoft browsers, indicating that your transaction is secure.
Internal access to member information is protected and can only be accessed by password.
We also contract with industry experts to institute and review Web security on a periodic
basis.

Do these same policies apply to third-party Web sites that I access through This
Website?

No. The Privacy and Security Policy appearing on this Web site relates to This Website. You
will notice that our Web site may contain links to other sites such as our benefit providers.
We cannot be responsible for the privacy and security practices of other Web sites that you
may access through our site, even if displayed within a frame on our site. As an online
consumer, you should always review a particular Web site’s privacy and security policies
when linking to that site before revealing any Personal Information to that site.

How do you update your Privacy and Security Policy?

We will notify you if there is a material change in our privacy practices. We will take
commercially reasonable measures to obtain written or active e-mail consent from the
member if This Website is going to be using the information collected from the member in a
manner different from that stated at the time of collection. We will also post the changes in
our Privacy and Security Policy prior to a change.

How do I contact the web site?

If you have any questions about the practices of this Web site or your dealings with this
site, you can send us an email through our Contact Us page.
California Privacy Rights
As a California Consumer, you are entitled to know what personal information we may share
with third parties for marketing purposes. You may review our Privacy Policy above or you
may request this information by contacting us.
By using our Web site, you consent to the collection and use of information as it is
disclosed in this Privacy and Security Policy statement. If you do not agree we ask
that you do not use our site. Thank You.

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