Consider These Before Transferring Colleges

There can be many reasons why students want to consider transferring from one college to another.

For some, it is part of a planned progression where they resolved to start at a two-year college and then transfer to a four-year institution to complete their studies. Athletes might want to move up to a higher degree of competition. Some students might just feel unhappy at their current college, and feel that a change will offer a more conducive environment for their academic pursuits.

Whatever the reason, here are a few things to consider before making a move:

In-State versus Out-of-State: If you weren’t involved in the original financial decision-making process with your parents, you might not be aware of the financial help that is provided by your home state. Transferring to an out-of-state institution might mean the loss of a substantial amount of assistance. Depending on the costs of your new college, and the financial help they can offer, you might find yourself paying a lot more money for education expenses, on top of additional travel costs.

Costs will Increase: There is quite a difference financially between a two-year and four-year college. Before you transfer, find out exactly how much your new college costs will be so you can budget accordingly. You may have been able to get by on a part-time job and some small student loans before, but this leap could need a whole new financial approach.

College Scholarships: Some scholarships you received might have come with specific criteria. Check the requirements to make sure you are not going to have to repay any money if you do decide to transfer. You will forfeit any scholarships that were specific to your current college, and will need to make up this money is some other way.

Academic Credits: Not all credits will transfer from one school to another. You will need to get a good control on exactly how many credits will transfer, and how many more classes you will need to take to secure your desired degree. Transferring may end up adding another semester or two to your college career in the long run, and you will want to take these additional costs into consideration.

Cost of Living: Not only will you have to think about possible additional travel costs, you’ll have to make a new budget which comprise the cost of living at your new school. Try to find out about living arrangements, daily transportation expenses, and the cost of entertainment in the surrounding community. You might need to work harder over the summer or during your breaks to make up for any additional out-of-pocket costs.

Watch the Application Deadlines: If you have a few target schools in mind, be sure to check the website or talk to the admissions office to know their exact application deadline for transfer students. You don’t want to lose a year or miss out on a chance just because you failed to get your application in on time.

Some two-year colleges have a transfer center to help with this process as they expect that many of their students will move on to a four-year school. But you could be on your own if you are trying to transfer from one four-year college to another. Take your time, know all and work on the financial details, talk to your parents about any changes in your budget, and think it over carefully before making a final choice. Whether you stay or move on, make the decision that’s right for you.

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